Solving problems is our specialty.
We conduct title searches, examinations, closings and issue title insurance that protects real property owners and mortgage lenders against losses arising from defects in title. We regularly facilitate purchase and refinance closing transactions in the Pennsylvania Counties of Franklin, Fulton, Cumberland, Huntingdon and Bedford. We are experts at finding potential issues and resolving them all before your proposed settlement date, often without you even knowing there is an issue. Our goal is a smooth and pleasant closing experience without last minute surprises. After all, you have enough to worry about.
Every closing is unique, which is why it requires a skilled professional to oversee the process. We oversee the closing process and make sure everything happens in the right order and on time, without unnecessary delays or glitches.
1. Securing the Title
As soon as the seller accepts the buyer's offer, A Plus Settlement Services begins to partner with realtors and lenders to take the deal to the closing table. We examine the public records to uncover and solve any hidden issues with the property title. After the title is cleared, we provide both lender's and owner's policies of title insurance.
2. Closing the Deal
Closing the deal is easy if you choose the right title company. A good settlement agent glues together the process of the sale, working with both the buyer and the seller in the transaction. We pay the seller and their mortgage lender; obtain funds from the buyer and the new lender; collect recording fees and taxes for the government; facilitate the execution of all the required documentation, and file the paperwork at the local courthouse. In effect, we are orchestrating the settlement from the start to finish with all parties involved, including real estate agents, attorneys, loan officers, contractors and government agencies.
3. Follow-up Support
After closing, we provide ongoing peace of mind for buyers by offering follow-up support for any issues buyers may have with their title. If a title defect arises, such as undiscovered liens, a missed easement, forged deed, or any other claim against the title, we will work with the title insurance underwriter to resolve it on the buyer's behalf.